6.The potential borrower has a considerable number of overdraft fees and/or NSF in his checking account. This will alarm the lenders because the NSF and overdraft fees indicate that the person is not a dependable borrower.
7.The potential borrower has unpaid payday loans or returned checks. Similar to the previous situation, these outstanding loans will urge lenders to deny the application.
8.The identity of the potential borrower cannot be confirmed. This often happens when the borrower uses a false name or provides inaccurate information. This also happens when the contact information provided by the person cannot be used. Obviously, the lenders will not release funds to an unknown entity.
9.The payday lender cannot easily or directly establish the bank account information provided by the potential borrower. The lender tends to assume that the bank account no longer exists or is not valid.
10. And lastly, the potential borrower receives his wage once a month. Payday loans are short-term loans and the loan period is usually within 18 days. Employees who are paid monthly do not satisfy this requirement.
If a person's loan request is denied but not due to any of the ten reasons above, he should contact the payday lender and ask for details.
Meeting women that you would actually want to date and, maybe eventually, bring home to meet mom and dad, isn't as hard as it sounds. There is, of course, the singles scene out in the bars and clubs all over town but I don't recommend that one. It's not that just bad girls go to bars; it's that it is hard to tell the good ones from the bad ones.
You meet women at work, too, but, there again, I don't recommend dating them. The problem with that is that, if things don't work out, you will still have to work together and the situation could be awkward to say the least.
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If you drink coffee once a week, or maybe two to three times a week, or maybe you're like me and you drink coffee every day, by the way that would make you a coffee addict, then I'm sure we would all agree on this one statement. "We enjoy the taste of coffee." We appreciate a great cup of rich, aromatic, eye opening coffee. Humans have been enjoying the great taste of coffee for a thousand years so I believe this statement to be 100% accurate. If you disagree then you are probably not an avid coffee drinker.
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I have been talking about the colors. But I could have been as well talking about any other quality of the flower. My contention is simple. If a quality does not overpower other qualities but merges with them the result can be great. We as human beings can do the same - as the members of a family, a team or part of a business group or as citizens of our nation. Instead of overpowering others with our qualities, if we try to merge and create a whole, the outcome will always be much better. The focus is to dissolve one's individual ego and work together in tandem.
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A boy is selling fish on a corner. To get his customers' attention, he is yelling, "Dam fish for sale! Get your dam fish here!" A pastor hears this and asks, "Why are you calling them 'dam fish.'" The boy responds, "Because I caught these fish at the local dam."
The pastor buys a couple fish, takes them home to his wife, and asks her to cook the dam fish. The wife responds surprised, "I didn't know it was acceptable for a preacher to speak that way." He explains to her why they are dam fish.
Later at the dinner table, he asks his son to pass the dam fish. He responds, "That's the spirit, Dad! Now pass the f*cking potatoes!"
When it comes to setting goals, there are not many of us that are very good at doing so. There are plenty of opportunities for mistakes to be made, but the real problem comes in how we set them as well as what we do once we set them.
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Riddle: When is a door no longer a door?
Answer: When it's ajar.
From Tormentor to Teacher
It's hard to like everyone. Some colleagues are great partners; we know their style and blend easily with them. We "dance well together." With others we always seem to be out of step. We wonder, How can they be that way? or What makes them tick? Or worse - we don't care; we just want to be as far away as possible.
The problem is we still have to work with these people, and our reactivity in their presence gives them a kind of power over us. However, by seeking to understand the opponent, we take the initiative. At worst, we learn something. At best, we may turn them into an ally and improve the quality of the work environment.
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Practice mindful spending. Rather than keep an exact record of every penny you spend for a month (as many financial experts recommend) spend your time thinking about which of the things you buy on a daily or weekly basis are most important to you. For example, if you love coffee but are in the habit of grabbing a quick bite at your desk for lunch, splurge on good coffee but take a bag lunch to work. Tell yourself that you can have either that double caramel, half-fat cappuccino or a takeout lunch, but not both. Make notes on how much you save by choosing one over the other.
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Tips
Eat More Vegetables
To Eat Less
When you are eating more vegetables you would actually be eating lesser amounts of foods. This is because vegetables are loaded with fiber. Fiber can actually make you feel full longer, since it prolongs the digestion process. Thus, it would suppress your appetite, and pave the way to losing weight.
Moments To Ponder
Looking Back To Move Forward
Another year is over. Take a moment to reflect on the past years. Start with an honest evaluation of your accomplishments, successes and failures.
Welcome the new year with a celebration of the past. Whatever challenges you faced last year, you are here to face another year. You are inspired and ready to tackle new endeavours, explore new horizons and reach for the stars.
Looking back helps to evaluate what worked and what didn't. Some issues seem to be replayed over and over. How many years has it been that you've promised to be more vigilant about your diet and exercise? What about the overuse of your credit card? How do you manage your time? What is it going to be this year? What are your priorities?
It's all a matter of perspective. Somewhere in the past, you stumbled and for a while, you were spinning your wheels. Take heart, that is past. There is a deep well of strength and courage within you. And you moved on.
No one passes through this life without knowing pain and heartache. Add to this regret over lost opportunities, wrong choices and wrong decisions. These do not define your life. It is the lessons learned from these, and the determination to do better. Reap the nuggets of precious insights from the muddle and move on.
How well do you take care of your mental, physical and spiritual self? If you believe in taking care of your mental and spiritual well-being, your physical health will definitely reap the benefits. Do you allow yourself time alone to enjoy peace and quiet? Have you learned to say NO. Do you take time to appreciate the beauty , the bounty and the blessings of the universe?
Stress is the scourge of living in the fast lane and getting caught up in the pursuit of material success. Consider seriously the level of your stress over the past years and how it affects your health. Think about this - your stress level impacts on your relationships, your career, your family and your whole life.
Some pursue elusive dreams. How long has it been? Ask yourself. Perhaps it's time to re-assess that dream. Times change. There are other avenues to pursue. Don't get stuck chasing after something that loses it's value, it's luster as time moves on. Don't let life pass you by.
Look back honestly, but kindly. And move on.
Benefits Of Aloe Vera
After several days of using over the counter remedies as well as homeopathic cures I went to the doctor. She gave me a steroid shot and suggested that I continue with what ever creams or ointments gave me the most relief. Due to the extent of the rash she told me that the scars may take as long as five months to heal. When I was telling this to my mother she reminded me of the benefits of aloe vera. This is a plant that she always had in the house when we were growing up. My grandmother was a firm believer in the benefits of aloe vera. This plant is used in many lotions or by itself to eliminate scars and to sooth the skin. My mother used the leaves of this plant to keep my brother's hand from scaring after a burn. She would break off the leaves and squeeze out the liquid that was inside and rub this directly onto the burned area. The burn that he had on his hand was quite severe, however it was hardly noticeable once mom began using the plant on it.
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Holistic And
Alternative Medicine
Consider Color Therapy
Try changing the colors in your wardrobe to better suit your emotional needs during any particular time in your life. For example, if you feel that you are in need of a personal change, or that you need to build your self-esteem, consider wearing more purple, as this color is known for it's connection with self-healing. If you are stressed, try wearing light blue. Green is a great color to add when you feel like you have recently made a personal accomplishment, since it is a color known for renewing effects.
Your Guide To Quick To Fix, Easy Low Carb Recipes
Just because foods are low-carb and diet-friendly doesn't mean they have to be bad or boring. You can find easy, low-carb recipes without sacrificing foods you enjoy. You can easily find recipes focusing on meat, poultry or seafood. You can find dozens of great ideas for breads, pastas, sauces and dips, as well as low-carb desserts and snacks. You can even have low-carb beer and other alcoholic beverages.
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